@import "https://fonts.googleapis.com/css2?family=Montserrat:wght@400;500;600;700&family=Playfair+Display:wght@400;500&display=swap";@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.relative{position:relative}.static{position:static}.start{inset-inline-start:var(--spacing)}.table{display:table}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}}:root{--navy:#18243b;--navy-soft:#25324b;--gold:#a39760;--gold-dark:#7d744a;--gold-light:#e7dfc4;--paper:#f7f4ec;--paper-deep:#efeadf;--white:#fff;--ink:#20242d;--muted:#6f716f;--line:#d9d2c1;--green:#687c58;--red:#a45145}*{box-sizing:border-box}html{scroll-behavior:smooth;overflow-x:hidden}body{color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;margin:0;font-family:Montserrat,Arial,sans-serif}button,input,select,textarea{font:inherit}button,a{-webkit-tap-highlight-color:transparent}a{color:inherit;text-decoration:none}button{color:inherit}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline-offset:3px;outline:3px solid #a3976059}.eyebrow{color:var(--gold-dark);letter-spacing:.17em;text-transform:uppercase;font-size:11px;font-weight:700;line-height:1.45;display:block}.eyebrow-light{color:var(--gold-light)}h1,h2,h3{font-family:Playfair Display,Georgia,serif;font-weight:400}.button-primary,.header-cta,.button-light,.button-secondary,.button-ghost-light{cursor:pointer;letter-spacing:.01em;border:1px solid #0000;border-radius:3px;padding:15px 22px;font-size:14px;font-weight:700;transition:transform .18s,background .18s,border-color .18s}.button-primary,.header-cta{color:#fff;background:var(--navy);border-color:var(--gold)}.button-primary:hover,.header-cta:hover{background:var(--gold-dark);border-color:var(--gold-dark);transform:translateY(-1px)}.button-light{width:max-content;color:var(--navy);background:var(--gold-light);border-color:var(--gold-light);display:inline-block}.button-light:hover{background:#fff;border-color:#fff;transform:translateY(-1px)}.button-secondary{color:var(--navy);border-color:var(--gold);background:0 0}.button-secondary:hover{background:var(--paper-deep)}.button-ghost-light{color:#fff;background:0 0;border-color:#ffffff59}.button-ghost-light:hover{border-color:var(--gold-light)}.arrow-link{border-bottom:1px solid var(--gold);padding-bottom:5px;font-size:14px;font-weight:700}.arrow-link span{color:var(--gold-dark);margin-left:7px}.site-header{z-index:50;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#fffffff5;border-bottom:1px solid #a3976059;position:sticky;top:0}.header-inner{grid-template-columns:145px 1fr auto;align-items:center;gap:24px;width:min(1500px,100%);min-height:74px;margin:auto;padding:0 clamp(22px,5vw,76px);display:grid}.brand{width:max-content;display:block}.brand img{object-fit:contain;width:103px;height:auto;max-height:58px;display:block}.site-header nav{letter-spacing:.005em;justify-content:center;gap:clamp(16px,1.7vw,27px);font-size:13px;font-weight:600;display:flex}.site-header nav>a,.nav-tools>summary{padding:28px 0;position:relative}.site-header nav>a:after,.nav-tools>summary:after{content:"";background:var(--gold);height:1px;transition:right .2s;position:absolute;bottom:18px;left:0;right:100%}.site-header nav>a:hover,.site-header nav>a.active,.nav-tools>summary:hover,.nav-tools.active>summary{color:var(--gold-dark)}.site-header nav>a:hover:after,.site-header nav>a.active:after,.nav-tools>summary:hover:after,.nav-tools.active>summary:after{right:0}.nav-tools{position:relative}.nav-tools>summary{cursor:pointer;white-space:nowrap;align-items:center;gap:7px;list-style:none;display:flex}.nav-tools>summary::-webkit-details-marker{display:none}.nav-tools>summary span{color:var(--gold-dark);font-size:14px;transition:transform .18s}.nav-tools[open]>summary span{transform:rotate(180deg)}.nav-tools-menu{z-index:5;border:1px solid var(--line);background:#fff;width:235px;padding:7px;position:absolute;top:64px;left:50%;transform:translate(-50%);box-shadow:0 18px 38px #18243b24}.nav-tools-menu a{color:var(--navy);border-bottom:1px solid var(--line);padding:13px 14px;font-size:12px;line-height:1.35;display:block}.nav-tools-menu a:last-child{border-bottom:0}.nav-tools-menu a:hover,.nav-tools-menu a.active{color:var(--gold-dark);background:var(--paper)}.mobile-account-nav{display:none}.header-actions{align-items:center;gap:12px;display:flex}.language-pill{color:var(--gold-dark);border-right:1px solid var(--line);padding-right:12px;font-size:12px;font-weight:700}.account-link,.logout-link{cursor:pointer;white-space:nowrap;background:0 0;border:0;padding:10px 4px;font-size:13px;font-weight:700}.logout-link{color:var(--muted)}.header-cta{white-space:nowrap;padding:11px 17px;font-size:13px}.menu-button{cursor:pointer;background:0 0;border:0;padding:7px;font-size:24px;display:none}.home-hero{grid-template-columns:minmax(0,.95fr) minmax(440px,1.05fr);align-items:center;gap:6vw;min-height:720px;padding:76px clamp(24px,7vw,112px) 96px;display:grid}.hero-copy h1{max-width:720px;color:var(--gold);letter-spacing:-.035em;margin:24px 0;font-size:clamp(46px,4.5vw,69px);line-height:1.03}.hero-copy>p{color:#4f5454;max-width:620px;font-size:18px;line-height:1.7}.hero-actions{align-items:center;gap:27px;margin-top:34px;display:flex}.hero-assurances{color:var(--gold-dark);flex-wrap:wrap;gap:10px 24px;margin-top:30px;font-size:12px;font-weight:600;display:flex}.hero-assurances span:before{content:"✓";margin-right:7px}.hero-image{min-height:500px;position:relative}.hero-image>img{object-fit:cover;object-position:58% center;border-radius:2px;width:100%;height:500px;display:block}.hero-result{color:#fff;background:var(--navy);width:340px;padding:28px;position:absolute;bottom:-35px;left:-42px;box-shadow:0 18px 50px #18243b3d}.hero-result>span{color:#cbd1dc;letter-spacing:.11em;text-transform:uppercase;font-size:11px}.hero-result strong{color:var(--gold-light);margin:19px 0 12px;font-family:Playfair Display,Georgia,serif;font-size:30px;font-weight:400;line-height:1.12;display:block}.hero-result p{color:#dbe0e8;margin:0;font-size:13px;line-height:1.6}.hero-result>a{color:#fff;border-bottom:1px solid var(--gold);align-items:center;gap:8px;margin-top:20px;padding-bottom:4px;font-size:12px;font-weight:700;display:inline-flex}.hero-result>a b{color:var(--gold-light)}.hero-result>small{color:#aeb8c7;border-top:1px solid #ffffff24;margin-top:20px;padding-top:15px;font-size:10px;line-height:1.5;display:block}.trust-strip{border-top:4px solid var(--gold);border-bottom:1px solid var(--line);background:#fff;grid-template-columns:repeat(4,1fr);padding:0 clamp(24px,7vw,112px);display:grid}.trust-strip article{border-right:1px solid var(--line);align-items:center;gap:18px;padding:27px 25px;display:flex}.trust-strip article:last-child{border-right:0}.trust-strip b{color:var(--gold);font-family:Playfair Display,Georgia,serif;font-size:17px;font-weight:400}.trust-strip span{color:var(--navy);font-family:Playfair Display,Georgia,serif;font-size:17px}.trust-strip small{color:var(--muted);margin-top:6px;font-family:Montserrat,Arial,sans-serif;font-size:12px;line-height:1.5;display:block}.premium-partners{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;padding:58px clamp(24px,7vw,112px) 64px}.premium-partners-heading{grid-template-columns:.75fr 1fr;align-items:end;gap:7vw;display:grid}.premium-partners-heading h2{color:var(--navy);margin:13px 0 0;font-size:clamp(32px,3.4vw,46px);line-height:1.08}.premium-partners-heading p{max-width:660px;color:var(--muted);justify-self:end;margin:0;font-size:15px;line-height:1.7}.premium-partners-heading>div:last-child{justify-self:end}.premium-partners-heading a{color:var(--gold-dark);border-bottom:1px solid var(--gold);margin-top:15px;padding-bottom:4px;font-size:13px;font-weight:700;display:inline-block}.partner-logo-grid{background:var(--line);border:1px solid var(--line);grid-template-columns:repeat(3,1fr);gap:1px;margin-top:38px;display:grid}.partner-logo{background:#fff;place-items:center;min-width:0;height:88px;padding:5px 10px;display:grid}.partner-logo img{object-fit:contain;opacity:.86;filter:saturate(.82);width:100%;max-width:150px;height:70px;transition:opacity .18s,filter .18s,transform .18s;display:block}.partner-logo:hover img{opacity:1;filter:saturate();transform:translateY(-1px)}.definition-section,.about-story{grid-template-columns:.9fr 1fr;align-items:start;gap:9vw;padding:105px clamp(24px,8vw,128px);display:grid}.section-lead h2,.section-heading h2,.definition-section h2,.about-story h2{color:var(--navy);margin:16px 0 0;font-size:clamp(38px,4vw,60px);line-height:1.08}.definition-copy{padding-top:28px}.definition-copy p,.about-story p{color:#5f6462;margin:0 0 19px;font-size:16px;line-height:1.75}.definition-copy .arrow-link{margin-top:14px;display:inline-block}.definition-editorial{background:#fff;grid-template-columns:minmax(340px,.95fr) minmax(0,1.05fr);align-items:stretch;gap:0;padding:0}.definition-editorial .definition-copy{align-self:center;padding:clamp(70px,8vw,118px)}.definition-editorial .definition-copy h2{margin-bottom:30px}.definition-visual{background:var(--paper-deep);min-height:620px;position:relative;overflow:hidden}.definition-visual img{object-fit:cover;object-position:center;width:100%;height:100%;min-height:620px;display:block}.definition-visual span{color:#fff;letter-spacing:.03em;background:#18243be0;padding:13px 17px;font-size:12px;font-weight:700;position:absolute;bottom:28px;left:28px}.home-services,.tools-section,.situations-section{background:#fff;padding:100px clamp(24px,8vw,128px)}.section-heading{justify-content:space-between;align-items:flex-end;gap:50px;margin-bottom:42px;display:flex}.section-heading h2{max-width:760px}.section-heading>p{max-width:480px;color:var(--muted);font-size:15px;line-height:1.7}.service-preview-grid{background:var(--line);border:1px solid var(--line);grid-template-columns:repeat(5,1fr);gap:1px;display:grid}.service-preview-grid article{background:var(--paper);flex-direction:column;min-height:325px;padding:32px;display:flex}.service-preview-grid article>span,.tool-preview-grid article>span,.situation-grid article>span{color:var(--gold-dark);letter-spacing:.13em;text-transform:uppercase;font-size:11px;font-weight:700}.service-preview-grid h3{color:var(--navy);margin:55px 0 14px;font-size:24px;line-height:1.18}.service-preview-grid p{color:#636866;font-size:15px;line-height:1.65}.service-preview-grid a,.service-preview-grid button{color:var(--gold-dark);cursor:pointer;text-align:left;background:0 0;border:0;margin-top:auto;padding:0;font-size:13px;font-weight:700}.process-section{color:#fff;background:var(--navy);grid-template-columns:.85fr 1.15fr;gap:9vw;padding:115px clamp(24px,8vw,128px);display:grid}.process-intro h2{color:var(--gold-light);margin:18px 0;font-size:clamp(38px,4vw,60px);line-height:1.08}.process-intro p{color:#c2c9d4;max-width:580px;font-size:16px;line-height:1.7}.process-intro .button-light{margin-top:24px}.process-steps{border-top:1px solid #fff3}.process-steps article{border-bottom:1px solid #fff3;grid-template-columns:50px 1fr;gap:20px;padding:26px 3px;display:grid}.process-steps b{color:var(--gold);font-family:Playfair Display,Georgia,serif;font-size:17px;font-weight:400}.process-steps h3{color:#fff;margin:0 0 8px;font-size:24px}.process-steps p{color:#b9c2d0;margin:0;font-size:15px;line-height:1.65}.tools-section{background:var(--paper)}.tools-section .section-lead{max-width:780px;margin-bottom:47px}.tools-section .section-lead p{color:var(--muted);max-width:650px;font-size:16px;line-height:1.7}.tool-preview-grid{grid-template-columns:1.2fr 1fr 1fr;gap:14px;display:grid}.tool-preview-grid article{border:1px solid var(--line);background:#fff;flex-direction:column;min-height:355px;padding:34px;display:flex}.tool-preview-grid article.featured{color:#fff;background:var(--navy);border-color:var(--navy)}.tool-preview-grid h3{color:var(--navy);margin:55px 0 15px;font-size:30px;line-height:1.15}.tool-preview-grid .featured h3{color:var(--gold-light)}.tool-preview-grid p{color:#676b69;font-size:15px;line-height:1.68}.tool-preview-grid .featured p{color:#bac3d1}.tool-preview-grid a{color:var(--gold-dark);margin-top:auto;padding-top:25px;font-size:13px;font-weight:700}.tool-preview-grid .featured a{color:var(--gold-light)}.tool-preview-grid a b{float:right;font-size:16px}.situations-section{background:#fff}.situation-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.situation-grid article{border-top:3px solid var(--gold);background:var(--paper);min-height:290px;padding:31px}.situation-grid h3{color:var(--navy);margin:35px 0 17px;font-size:24px;line-height:1.3}.situation-grid p{color:var(--muted);font-size:15px;line-height:1.68}.knowledge-preview{background:var(--navy-soft);color:#fff;grid-template-columns:.95fr 1.05fr;display:grid}.knowledge-copy{padding:95px clamp(24px,7vw,104px)}.knowledge-copy h2{color:var(--gold-light);margin:17px 0;font-size:clamp(36px,3.5vw,53px);line-height:1.12}.knowledge-copy p{color:#c0c8d4;max-width:540px;font-size:16px;line-height:1.7}.knowledge-copy .button-light{margin-top:25px}.knowledge-list{border-left:1px solid #ffffff2b;padding:48px clamp(24px,5vw,80px)}.knowledge-list article{border-bottom:1px solid #ffffff2e;padding:28px 0}.knowledge-list span{color:var(--gold);letter-spacing:.12em;text-transform:uppercase;font-size:11px;font-weight:700}.knowledge-list h3{margin:11px 0 0;font-size:23px}.closing-cta{text-align:center;background:var(--navy);color:#fff;padding:105px 24px}.closing-cta h2{color:var(--gold-light);margin:19px auto;font-size:clamp(40px,4.3vw,62px);line-height:1.08}.closing-cta p{color:#c5ccd7;max-width:720px;margin:0 auto 20px;font-size:17px;line-height:1.7}.closing-assurances{color:var(--gold-light);flex-wrap:wrap;justify-content:center;gap:10px 26px;margin:0 auto 30px;font-size:12px;font-weight:700;display:flex}.closing-assurances span:before{content:"✓";margin-right:7px}.page-hero{background:var(--paper);grid-template-columns:1.15fr .65fr;align-items:center;gap:10vw;min-height:445px;padding:88px clamp(24px,8vw,128px);display:grid}.page-hero h1{color:var(--gold);margin:18px 0;font-size:clamp(48px,5vw,74px);line-height:1.04}.page-hero>div>p{color:#555b58;max-width:720px;font-size:17px;line-height:1.72}.page-hero aside{border-left:2px solid var(--gold);padding:25px 0 25px 25px}.page-hero aside b{color:var(--navy);font-family:Playfair Display,Georgia,serif;font-size:23px;font-weight:400}.page-hero aside p{color:var(--muted);font-size:14px;line-height:1.65}.page-hero-visual{background:var(--navy);width:100%;margin:0;position:relative;box-shadow:10px 10px #e6decb}.page-hero-visual img{object-fit:cover;width:100%;height:350px;display:block}.page-hero-visual figcaption{color:var(--gold-light);padding:15px 18px;font-size:12px;line-height:1.5}.compact-hero{min-height:380px}.income-card{border:1px solid var(--line);background:#fff;padding:27px;box-shadow:7px 7px #a397602e}.income-card>small{color:var(--muted);margin-top:14px;font-size:12px;line-height:1.55;display:block}.services-page-grid{background:var(--line);border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(2,1fr);gap:1px;padding:95px clamp(24px,8vw,128px);display:grid}.services-page-grid article{background:#fff;flex-direction:column;min-height:385px;padding:39px;display:flex}.services-page-grid article>span{color:var(--gold);font-family:Playfair Display,Georgia,serif}.services-page-grid h2{color:var(--navy);margin:35px 0 12px;font-size:30px}.services-page-grid p{color:var(--muted);font-size:15px;line-height:1.7}.services-page-grid ul{margin:17px 0;padding:0;list-style:none}.services-page-grid li{color:#5e625f;border-bottom:1px solid #eee9de;padding:10px 0;font-size:14px}.services-page-grid li:before{content:"—";color:var(--gold);margin-right:8px}.services-page-grid a,.services-page-grid button{color:var(--gold-dark);cursor:pointer;text-align:left;background:0 0;border:0;margin-top:auto;padding:0;font-size:13px;font-weight:700}.solutions-hero{color:#fff;background:var(--navy);grid-template-columns:1.1fr .7fr;align-items:center;gap:10vw;min-height:620px;padding:90px clamp(24px,8vw,128px);display:grid}.solutions-hero h1{max-width:810px;color:var(--gold-light);margin:20px 0;font-size:clamp(50px,5.4vw,78px);line-height:1.02}.solutions-hero>div>p{color:#c6ced9;max-width:720px;font-size:17px;line-height:1.75}.solutions-hero aside{border:1px solid #fff3;border-top:3px solid var(--gold);background:#ffffff09;padding:31px}.solutions-hero aside>span{color:var(--gold-light);letter-spacing:.15em;text-transform:uppercase;font-size:11px;font-weight:700}.solutions-hero ol{margin:24px 0 0;padding:0;list-style:none}.solutions-hero li{color:#eef0f4;border-top:1px solid #ffffff24;grid-template-columns:40px 1fr;gap:13px;padding:17px 0;font-size:14px;display:grid}.solutions-hero li b{color:var(--gold);font-family:Playfair Display,Georgia,serif;font-weight:400}.solution-selector{background:var(--paper);padding:110px clamp(24px,8vw,128px)}.solution-selector-heading{grid-template-columns:.45fr 1fr .8fr;align-items:end;gap:5vw;margin-bottom:48px;display:grid}.solution-selector-heading h2{color:var(--navy);margin:0;font-size:clamp(39px,4vw,58px);line-height:1.08}.solution-selector-heading p{color:var(--muted);margin:0;font-size:15px;line-height:1.7}.solution-card-grid{border:1px solid var(--line);background:var(--line);grid-template-columns:repeat(5,1fr);gap:1px;display:grid}.solution-card{background:#fff;flex-direction:column;min-height:330px;padding:29px;transition:background .2s,transform .2s;display:flex}.solution-card:hover{z-index:1;background:#fbf8f0;position:relative;transform:translateY(-4px)}.solution-card>span{color:var(--gold);font-family:Playfair Display,Georgia,serif;font-size:17px}.solution-card h3{color:var(--navy);margin:50px 0 14px;font-size:26px;line-height:1.15}.solution-card p{color:var(--muted);margin:0;font-size:14px;line-height:1.7}.solution-card a{color:var(--gold-dark);margin-top:auto;padding-top:28px;font-size:12px;font-weight:700}.solution-card a b{float:right;font-size:16px}.solution-context{color:#fff;background:var(--navy-soft);grid-template-columns:.8fr 1.2fr;gap:9vw;padding:100px clamp(24px,8vw,128px);display:grid}.solution-context h2{color:var(--gold-light);margin:18px 0 0;font-size:clamp(38px,4vw,58px);line-height:1.08}.solution-context p{color:#c5ccd7;max-width:700px;margin:0 0 16px;font-size:16px;line-height:1.75}.solution-context .button-light{margin-top:15px}.solution-detail-hero{background:var(--paper);grid-template-columns:1.1fr .75fr;align-items:center;gap:9vw;min-height:650px;padding:82px clamp(24px,8vw,128px) 100px;display:grid}.solution-detail-hero h1{max-width:820px;color:var(--gold);margin:18px 0;font-size:clamp(48px,5vw,74px);line-height:1.04}.solution-detail-hero>div>p{color:#555b58;max-width:720px;font-size:17px;line-height:1.75}.solution-detail-hero figure{background:var(--navy);margin:0;box-shadow:11px 11px #e5decb}.solution-detail-hero figure img{object-fit:cover;width:100%;height:440px;display:block}.solution-detail-hero figcaption{color:var(--gold-light);padding:15px 18px;font-size:11px;line-height:1.5}.solution-back{width:max-content;color:var(--gold-dark);margin-bottom:42px;font-size:12px;font-weight:700;display:block}.solution-signals{background:#fff;grid-template-columns:.7fr 1.3fr;gap:8vw;padding:105px clamp(24px,8vw,128px);display:grid}.solution-signals h2{max-width:560px;color:var(--navy);margin:18px 0;font-size:clamp(38px,4vw,58px);line-height:1.08}.solution-signals>div:last-child{border-top:1px solid var(--line)}.solution-signals article{border-bottom:1px solid var(--line);grid-template-columns:48px 1fr;gap:20px;padding:27px 4px;display:grid}.solution-signals article span{color:var(--gold);font-family:Playfair Display,Georgia,serif}.solution-signals article p{color:var(--navy);margin:0;font-family:Playfair Display,Georgia,serif;font-size:23px;line-height:1.4}.solution-review{color:#fff;background:var(--navy);padding:105px clamp(24px,8vw,128px)}.solution-review-heading{grid-template-columns:.45fr 1fr .8fr;align-items:end;gap:5vw;display:grid}.solution-review-heading h2{color:var(--gold-light);margin:0;font-size:clamp(40px,4vw,58px);line-height:1.08}.solution-review-heading p{color:#bec7d3;margin:0;font-size:15px;line-height:1.7}.solution-review-grid{background:#ffffff29;border:1px solid #ffffff29;grid-template-columns:repeat(4,1fr);gap:1px;margin-top:52px;display:grid}.solution-review-grid article{background:var(--navy);min-height:250px;padding:28px}.solution-review-grid article>span{color:var(--gold);font-family:Playfair Display,Georgia,serif}.solution-review-grid h3{color:#fff;margin:42px 0 12px;font-size:25px}.solution-review-grid p{color:#bec7d3;font-size:14px;line-height:1.7}.solution-result{background:var(--paper);grid-template-columns:1fr .7fr;align-items:center;gap:9vw;padding:105px clamp(24px,8vw,128px);display:grid}.solution-result h2{color:var(--navy);margin:18px 0 30px;font-size:clamp(39px,4vw,58px);line-height:1.08}.solution-result ul{margin:0;padding:0;list-style:none}.solution-result li{border-bottom:1px solid var(--line);color:#555b58;padding:15px 0;font-size:15px}.solution-result li:before{content:"✓";color:var(--gold-dark);margin-right:11px;font-weight:700}.solution-result aside{color:#fff;background:var(--navy);padding:38px;box-shadow:9px 9px #dcd3bd}.solution-result aside>span{color:var(--gold-light);letter-spacing:.14em;text-transform:uppercase;font-size:11px;font-weight:700}.solution-result aside strong{color:var(--gold-light);margin:27px 0 8px;font-family:Playfair Display,Georgia,serif;font-size:48px;font-weight:400;display:block}.solution-result aside p{color:#c4ccd7;font-size:14px;line-height:1.7}.solution-result aside button{width:100%;margin:20px 0 13px}.solution-result aside small{color:#9faabd;font-size:10px;line-height:1.5;display:block}.solution-next{background:#fff;padding:100px clamp(24px,8vw,128px)}.solution-card-grid.compact{grid-template-columns:repeat(3,1fr)}.solution-card-grid.compact .solution-card{min-height:270px}.service-principles,.transparency-section{background:var(--navy);color:#fff;grid-template-columns:.9fr 1.1fr;gap:9vw;padding:100px clamp(24px,8vw,128px);display:grid}.service-principles h2,.transparency-section h2{color:var(--gold-light);margin:18px 0;font-size:clamp(36px,4vw,56px);line-height:1.1}.service-principles p{color:#c5ccd7;font-size:16px;line-height:1.75}.working-together{background:var(--paper);grid-template-columns:.72fr 1.28fr;gap:8vw;padding:110px clamp(24px,8vw,128px);display:grid}.working-together-intro{align-self:start;position:sticky;top:120px}.working-together-intro h2{max-width:540px;color:var(--navy);margin:17px 0;font-size:clamp(39px,4.2vw,60px);line-height:1.08}.working-together-intro p{max-width:520px;color:var(--muted);font-size:16px;line-height:1.75}.working-together-intro .button-primary{margin-top:22px}.working-together-steps{border-top:1px solid var(--line)}.working-together-steps article{border-bottom:1px solid var(--line);grid-template-columns:52px 1fr;gap:24px;padding:29px 4px;display:grid}.working-together-steps article>b{color:var(--gold);font-family:Playfair Display,Georgia,serif;font-size:18px;font-weight:400}.working-together-steps h3{color:var(--navy);margin:0 0 9px;font-size:25px}.working-together-steps p{color:#5f6462;margin:0 0 12px;font-size:15px;line-height:1.7}.working-together-steps small{color:var(--gold-dark);letter-spacing:.02em;font-size:12px;font-weight:700;display:block}.guide-grid{background:#fff;grid-template-columns:repeat(3,1fr);gap:16px;padding:95px clamp(24px,8vw,128px);display:grid}.guide-grid article{border:1px solid var(--line);flex-direction:column;min-height:330px;padding:31px;display:flex}.guide-grid article.guide-feature{color:#fff;background:var(--navy);border-color:var(--navy);grid-column:span 2}.guide-grid article>span{color:var(--gold-dark);letter-spacing:.13em;text-transform:uppercase;font-size:11px;font-weight:700}.guide-grid .guide-feature>span{color:var(--gold-light)}.guide-grid h2{color:var(--navy);margin:38px 0 13px;font-size:28px;line-height:1.2}.guide-grid .guide-feature h2{color:var(--gold-light);font-size:36px}.guide-grid p{color:var(--muted);font-size:15px;line-height:1.7}.guide-grid .guide-feature p{color:#bdc6d3}.guide-grid a{color:var(--gold-dark);margin-top:auto;font-size:13px;font-weight:700}.guide-grid .guide-feature a{color:var(--gold-light)}.guide-newsletter{background:var(--navy-soft);color:#fff;justify-content:space-between;align-items:center;gap:50px;padding:70px clamp(24px,8vw,128px);display:flex}.guide-newsletter h2{color:var(--gold-light);max-width:760px;margin:12px 0 0;font-size:35px}.about-hero blockquote{color:var(--navy);border-left:2px solid var(--gold);margin:0;padding-left:28px;font-family:Playfair Display,Georgia,serif;font-size:27px;line-height:1.45}.firm-profile{background:#fff;grid-template-columns:minmax(340px,.84fr) minmax(0,1.16fr);align-items:center;gap:8vw;padding:110px clamp(24px,8vw,128px);display:grid}.firm-profile-detailed{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.firm-profile-visual{background:var(--navy);min-height:510px;margin:0;position:relative;overflow:hidden;box-shadow:14px 14px #e7e0cf}.firm-profile-visual img{object-fit:cover;width:100%;height:100%;min-height:510px;display:block}.firm-profile-visual figcaption{color:var(--gold-light);background:linear-gradient(#0000,#12233fe6);padding:18px 22px;font-size:12px;line-height:1.5;position:absolute;bottom:0;left:0;right:0}.firm-profile-copy h2{max-width:760px;color:var(--navy);margin:18px 0 22px;font-size:clamp(39px,4.4vw,62px);line-height:1.07}.firm-profile-copy>p{color:#5c625f;max-width:720px;font-size:17px;line-height:1.75}.firm-facts{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,1fr);margin:30px 0;display:grid}.firm-facts span{color:#5d625f;border-right:1px solid var(--line);min-height:105px;padding:21px 18px;font-size:13px;line-height:1.55}.firm-facts span:last-child{border-right:0}.firm-facts b{color:var(--gold-dark);letter-spacing:.13em;text-transform:uppercase;margin-bottom:7px;font-size:10px;display:block}.firm-credentials{grid-template-columns:repeat(3,1fr);gap:10px;margin:0 0 30px;display:grid}.firm-credentials article{border:1px solid var(--line);background:#fff;min-height:118px;padding:18px}.firm-credentials b,.firm-credentials span,.firm-credentials small{display:block}.firm-credentials b{color:var(--gold-dark);font-size:12px}.firm-credentials span{color:var(--navy);margin:11px 0 8px;font-size:14px;font-weight:700}.firm-credentials small{color:var(--muted);font-size:11px}.firm-actions{flex-wrap:wrap;align-items:center;gap:22px 30px;display:flex}.audience-fit{background:var(--paper);border-top:1px solid var(--line);grid-template-columns:.7fr 1.3fr;gap:8vw;padding:110px clamp(24px,8vw,128px);display:grid}.audience-fit>div:first-child h2{max-width:560px;color:var(--navy);margin:18px 0;font-size:clamp(39px,4vw,58px);line-height:1.08}.audience-fit>div:first-child p{max-width:520px;color:var(--muted);font-size:16px;line-height:1.75}.audience-fit>div:first-child .button-primary{margin-top:22px}.audience-fit-grid{background:var(--line);border:1px solid var(--line);grid-template-columns:1fr 1fr;gap:1px;display:grid}.audience-fit-grid article{background:#fff;min-height:245px;padding:29px}.audience-fit-grid article>span,.client-outcome-grid article>span{color:var(--gold);font-family:Playfair Display,Georgia,serif;font-size:17px}.audience-fit-grid h3{color:var(--navy);margin:38px 0 10px;font-size:25px;line-height:1.2}.audience-fit-grid p{color:var(--muted);font-size:14px;line-height:1.7}.client-outcomes{color:#fff;background:var(--navy);padding:105px clamp(24px,8vw,128px)}.client-outcomes-heading{grid-template-columns:.45fr 1fr .8fr;align-items:end;gap:5vw;display:grid}.client-outcomes-heading h2{color:var(--gold-light);margin:0;font-size:clamp(38px,4vw,58px);line-height:1.08}.client-outcomes-heading p{color:#c3cbd6;margin:0;font-size:15px;line-height:1.7}.client-outcome-grid{background:#ffffff29;border:1px solid #ffffff29;grid-template-columns:repeat(4,1fr);gap:1px;margin:55px 0 32px;display:grid}.client-outcome-grid article{background:var(--navy);min-height:245px;padding:28px}.client-outcome-grid h3{color:#fff;margin:38px 0 10px;font-size:24px;line-height:1.2}.client-outcome-grid p{color:#bec7d3;font-size:14px;line-height:1.7}.faq-section{background:#fff;grid-template-columns:.7fr 1.3fr;gap:8vw;padding:110px clamp(24px,8vw,128px);display:grid}.faq-intro h2{max-width:560px;color:var(--navy);margin:17px 0;font-size:clamp(39px,4vw,58px);line-height:1.08}.faq-intro p{max-width:520px;color:var(--muted);font-size:16px;line-height:1.75}.faq-intro .button-primary{margin:24px 0;display:block}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{color:var(--navy);cursor:pointer;grid-template-columns:42px 1fr;gap:16px;padding:24px 3px;font-family:Playfair Display,Georgia,serif;font-size:22px;line-height:1.35;list-style:none;display:grid}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";color:var(--gold);grid-column:3;font-family:Montserrat,Arial,sans-serif;font-size:20px}.faq-list details[open] summary:after{content:"−"}.faq-list summary span{color:var(--gold);font-size:15px}.faq-list details p{color:var(--muted);margin:0;padding:0 45px 25px 61px;font-size:14px;line-height:1.75}.values-grid{grid-template-columns:repeat(4,1fr);padding:0 clamp(24px,8vw,128px) 105px;display:grid}.values-grid article{border-top:1px solid var(--line);border-bottom:1px solid var(--line);border-right:1px solid var(--line);padding:30px}.values-grid article:first-child{border-left:1px solid var(--line)}.values-grid span{color:var(--gold);font-size:10px}.values-grid h3{color:var(--navy);margin:30px 0 11px;font-size:25px}.values-grid p{color:var(--muted);font-size:15px;line-height:1.7}.transparency-section ul{margin:0;padding:0;list-style:none}.transparency-section li{color:#cbd1db;border-bottom:1px solid #ffffff2e;padding:18px 0;font-size:15px;line-height:1.7}.transparency-section li:before{content:"✓";color:var(--gold);margin-right:12px}.tool-layout{background:var(--navy);grid-template-columns:minmax(280px,.72fr) minmax(560px,1.28fr);align-items:start;gap:7vw;min-height:790px;padding:90px clamp(24px,7vw,112px);display:grid}.tool-intro{position:sticky;top:130px}.tool-intro h1{color:var(--gold);margin:20px 0;font-size:clamp(45px,4.6vw,67px);line-height:1.04}.tool-intro-dark h1{color:var(--gold-light)}.tool-intro>p{color:var(--muted);font-size:16px;line-height:1.72}.tool-intro-dark>p{color:#bbc4d1}.tool-note{border-left:2px solid var(--gold);color:#bdc5d1;margin-top:28px;padding:7px 0 7px 17px;font-size:13px;line-height:1.65}.mini-steps{border-top:1px solid #ffffff29;margin:35px 0 0;padding:0;list-style:none}.mini-steps li{color:#c7cfdb;border-bottom:1px solid #ffffff29;gap:14px;padding:15px 0;font-size:13px;display:flex}.mini-steps b{color:var(--gold)}.tool-card{border:1px solid var(--line);background:#fff;padding:35px;box-shadow:8px 8px #a3976047}.tool-card-heading{justify-content:space-between;align-items:start;gap:25px;margin-bottom:25px;display:flex}.tool-card-heading h2{color:var(--navy);margin:8px 0 0;font-size:28px}.live-badge,.secure-badge{color:var(--green);white-space:nowrap;background:#eef2e9;border:1px solid #d7e0cd;border-radius:99px;padding:7px 10px;font-size:11px}.form-grid,.pension-inputs{grid-template-columns:1fr 1fr;gap:15px;display:grid}.number-field{display:block}.number-field>span:first-child{color:var(--gold-dark);margin-bottom:8px;font-size:13px;font-weight:700;display:block}.input-shell{background:var(--paper);border:1px solid #d7d0bf;align-items:center;display:flex}.input-shell:focus-within{border-color:var(--gold);box-shadow:0 0 0 3px #a397601f}.input-shell input{width:100%;min-width:0;color:var(--navy);background:0 0;border:0;outline:0;padding:14px;font-size:15px;font-weight:700}.input-shell small{color:var(--muted);white-space:nowrap;padding-right:12px}.check-grid{gap:8px;margin:20px 0;display:grid}.check-grid label{cursor:pointer;border:1px solid #e1dbcd;align-items:center;gap:11px;padding:13px;font-size:14px;line-height:1.45;display:flex}.check-grid input{width:17px;height:17px;accent-color:var(--navy)}.result-panel{background:var(--paper-deep);align-items:center;gap:22px;padding:22px;display:flex}.score-ring{border-radius:50%;flex:none;place-items:center;width:103px;height:103px;display:grid}.score-ring>span{text-align:center;background:var(--paper-deep);border-radius:50%;place-content:center;width:88px;height:88px;display:grid}.score-ring strong{color:var(--navy);font-family:Playfair Display,Georgia,serif;font-size:37px;font-weight:400;line-height:.9}.score-ring small{color:var(--muted);font-size:11px}.result-panel h3{color:var(--navy);margin:7px 0;font-size:25px}.result-panel p{color:var(--muted);margin:0;font-size:14px;line-height:1.65}.priority-box{border-bottom:1px solid var(--line);grid-template-columns:140px 1fr;gap:18px;padding:18px 0;display:grid}.priority-box span{color:var(--gold-dark);text-transform:uppercase;letter-spacing:.1em;font-size:11px}.priority-box b{color:var(--navy);font-size:14px;line-height:1.6}.tool-actions{flex-wrap:wrap;align-items:center;gap:10px;margin-top:20px;display:flex}.tool-actions>small{color:var(--gold-dark);width:100%;font-size:12px}.tool-actions.stacked{display:grid}.tool-actions.stacked .button-light,.tool-actions.stacked .button-ghost-light{width:100%}.budget-page{background:var(--paper)}.budget-overview,.admin-metrics{grid-template-columns:repeat(4,1fr);gap:10px;padding:0 clamp(24px,8vw,128px) 70px;display:grid}.budget-overview article,.admin-metrics article{border:1px solid var(--line);background:#fff;padding:22px}.budget-overview span,.admin-metrics span{color:var(--gold-dark);letter-spacing:.1em;text-transform:uppercase;font-size:11px;font-weight:700;display:block}.budget-overview strong,.admin-metrics strong{color:var(--navy);margin-top:15px;font-family:Playfair Display,Georgia,serif;font-size:27px;font-weight:400;display:block}.budget-overview .metric-good{border-bottom:3px solid var(--green)}.budget-overview .metric-alert{border-bottom:3px solid var(--red)}.budget-builder{grid-template-columns:minmax(0,1.42fr) minmax(300px,.58fr);align-items:start;gap:22px;padding:0 clamp(24px,8vw,128px) 105px;display:grid}.budget-entry-panel{border:1px solid var(--line);background:#fff;overflow:hidden}.budget-entry-head{border-bottom:1px solid var(--line);justify-content:space-between;align-items:flex-end;gap:28px;padding:30px;display:flex}.budget-entry-head h2{color:var(--navy);margin:8px 0 7px;font-size:31px}.budget-entry-head p{max-width:570px;color:var(--muted);margin:0;font-size:14px;line-height:1.65}.budget-mode-toggle{border:1px solid var(--line);background:var(--paper);border-radius:4px;flex:none;padding:3px;display:flex}.budget-mode-toggle button{color:var(--muted);cursor:pointer;background:0 0;border:0;border-radius:2px;padding:10px 14px;font-size:12px;font-weight:700}.budget-mode-toggle button.active{color:#fff;background:var(--navy)}.budget-rule-band{background:var(--paper-deep);border-bottom:1px solid var(--line);grid-template-columns:repeat(4,1fr);display:grid}.budget-rule-band span{min-width:0;color:var(--navy);border-right:1px solid var(--line);align-items:center;gap:8px;padding:14px 18px;font-size:12px;display:flex}.budget-rule-band span:last-child{border-right:0}.budget-rule-band i{border-radius:50%;flex:none;width:8px;height:8px}.budget-rule-band b{font-family:Playfair Display,Georgia,serif;font-size:18px;font-weight:400}.budget-groups{grid-template-columns:1fr;gap:0;display:grid}.budget-group{border-bottom:1px solid var(--line);background:#fff;padding:30px}.budget-group:last-child{border-bottom:0}.budget-group-head{grid-template-columns:5px 1fr auto;align-items:start;gap:14px;display:grid}.budget-group-head>i{width:5px;height:58px;display:block}.budget-group-head h2{color:var(--navy);margin:5px 0 3px;font-size:25px}.budget-group-head p{color:var(--muted);margin:0;font-size:12px;line-height:1.5}.budget-group-total{text-align:right}.budget-group-total strong{color:var(--navy);font-family:Playfair Display,Georgia,serif;font-size:20px;font-weight:400;display:block}.budget-group-total small{color:var(--muted);font-size:11px}.budget-progress{background:#ece8df;height:5px;margin:20px 0 8px;overflow:hidden}.budget-progress span{height:100%;display:block}.category-list label{border-bottom:1px dashed #ddd5c5;justify-content:space-between;align-items:center;gap:18px;padding:14px 0;display:flex}.category-list label>span:first-child b,.category-list label>span:first-child small{display:block}.category-list label>span:first-child b{color:var(--navy);font-size:13px}.category-list label>span:first-child small{color:#7f817e;margin-top:4px;font-size:11px}.money-input{background:#fff;border:1px solid #ddd6c7;border-radius:4px;flex:none;align-items:center;width:118px;display:flex}.money-input input{text-align:right;width:100%;min-width:0;color:var(--navy);background:0 0;border:0;outline:0;padding:9px;font-size:13px;font-weight:700}.money-input i{color:var(--muted);padding-right:8px;font-size:12px;font-style:normal}.group-total-entry{max-width:420px;padding:24px 0 10px}.budget-difference{justify-content:space-between;gap:18px;margin-top:18px;padding-top:15px;font-size:12px;display:flex}.budget-difference span{color:var(--muted)}.budget-difference.alert b{color:var(--red)}.budget-difference.good b{color:var(--green)}.budget-insight{color:#fff;background:var(--navy);padding:31px;position:sticky;top:105px}.budget-insight h2{color:var(--gold-light);margin:15px 0;font-size:32px;line-height:1.15}.budget-insight>p{color:#c2c9d4;font-size:14px;line-height:1.7}.distribution-list{border-top:1px solid #ffffff2b;margin:25px 0}.distribution-list>div{border-bottom:1px solid #ffffff2b;justify-content:space-between;gap:15px;padding:13px 0;font-size:12px;display:flex}.distribution-list span{align-items:center;gap:8px;display:flex}.distribution-list i{border-radius:50%;width:7px;height:7px}.distribution-list small{color:#aeb8c7;font-weight:400}.budget-guide-card{color:var(--navy);background:var(--paper);border-left:3px solid var(--gold);margin:24px 0 5px;padding:22px}.budget-guide-card>span{color:var(--gold-dark);letter-spacing:.12em;text-transform:uppercase;font-size:10px;font-weight:700}.budget-guide-card h3{color:var(--navy);margin:9px 0 7px;font-family:Playfair Display,Georgia,serif;font-size:23px;font-weight:400}.budget-guide-card p{color:var(--muted);margin:0 0 15px;font-size:12px;line-height:1.65}.budget-guide-card>small{color:#777a77;margin-top:9px;font-size:10px;line-height:1.5;display:block}.button-guide{color:#fff;background:var(--navy);cursor:pointer;border:0;justify-content:space-between;align-items:center;gap:18px;width:100%;padding:13px 15px;font-size:12px;font-weight:700;display:flex}.button-guide:hover{background:#223454}.button-guide b{color:var(--gold-light);font-size:17px}.fine-print{color:#aeb7c4!important;margin-top:20px!important;font-size:11px!important;line-height:1.65!important}.two-account-section{background:var(--paper);grid-template-columns:minmax(280px,.68fr) minmax(0,1.32fr);align-items:center;gap:52px;padding:0 clamp(24px,8vw,128px) 110px;display:grid}.two-account-copy h2{color:var(--navy);margin:13px 0 15px;font-size:clamp(34px,4vw,52px);line-height:1.08}.two-account-copy p{color:var(--muted);margin:0;font-size:15px;line-height:1.8}.two-account-copy small{border-left:2px solid var(--gold);color:var(--gold-dark);margin-top:22px;padding-left:17px;font-size:12px;line-height:1.7;display:block}.two-account-flow{grid-template-columns:minmax(0,1fr) 145px minmax(210px,.72fr);align-items:center;display:grid}.two-account-flow article{border:1px solid var(--line);background:#fff;min-height:265px;padding:29px}.two-account-flow article>span{color:var(--gold-dark);letter-spacing:.13em;text-transform:uppercase;font-size:10px;font-weight:700}.two-account-flow h3{color:var(--navy);margin:13px 0 8px;font-size:25px}.two-account-flow p{color:var(--muted);margin:0;font-size:12px;line-height:1.65}.two-account-flow .wealth-account{border-top:5px solid var(--navy)}.wealth-account div{gap:7px;margin-top:24px;display:grid}.wealth-account b{color:var(--navy);background:var(--paper-deep);padding:10px 12px;font-size:11px;font-weight:700}.standing-order{color:var(--gold-dark);text-align:center;flex-direction:column;align-items:center;gap:6px;display:flex;position:relative}.standing-order:before{content:"";z-index:0;background:var(--gold);height:1px;position:absolute;top:50%;left:0;right:0}.standing-order span,.standing-order i{z-index:1;background:var(--paper);position:relative}.standing-order span{letter-spacing:.08em;text-transform:uppercase;padding:4px 9px;font-size:9px;font-weight:700}.standing-order i{padding:0 8px;font-family:Georgia,serif;font-size:25px;font-style:normal}.two-account-flow .consumption-account{border-top:5px solid var(--gold);min-height:230px}.consumption-account strong{color:var(--gold);margin:18px 0 5px;font-family:Playfair Display,Georgia,serif;font-size:47px;font-weight:400;display:block}.pension-layout{background:var(--navy)}.pension-layout .tool-intro{color:#fff}.pension-controls h1{color:var(--gold-light);font-size:clamp(42px,4vw,61px)}.pension-controls>p{color:#bbc4d1}.pension-essential-inputs{gap:14px;margin-top:29px;display:grid}.pension-stepper>span:first-child{color:#c1c8d3;margin-bottom:7px;font-size:13px;display:block}.pension-stepper>span:last-child{background:#ffffff0a;border:1px solid #fff3;grid-template-columns:46px 1fr auto 46px;align-items:center;min-height:52px;display:grid}.pension-stepper button{height:100%;color:var(--gold-light);cursor:pointer;background:0 0;border:0;font-size:22px}.pension-stepper button:hover{background:#ffffff12}.pension-stepper input{color:#fff;text-align:right;background:0 0;border:0;outline:0;width:100%;min-width:0;padding:13px 4px;font-size:17px;font-weight:700}.pension-stepper small{color:#c0c7d2;white-space:nowrap;padding:0 8px;font-size:12px}.pension-advanced-toggle{color:#fff;cursor:pointer;text-align:left;background:0 0;border:1px solid #ffffff29;border-left:0;border-right:0;justify-content:space-between;gap:20px;width:100%;margin-top:17px;padding:14px 0;display:flex}.pension-advanced-toggle small{color:#aeb8c7}.pension-advanced-panel{gap:16px;padding:19px 0 5px;display:grid}.pension-advanced-panel>div>span{color:#c1c8d3;margin-bottom:8px;font-size:13px;display:block}.pension-growth-options{grid-template-columns:repeat(3,1fr);display:grid}.pension-growth-options button{color:#b9c1ce;cursor:pointer;background:0 0;border:1px solid #fff3;border-right:0;min-height:58px;padding:8px;font-size:10px}.pension-growth-options button:last-child{border-right:1px solid #fff3}.pension-growth-options button.active{color:var(--navy);background:var(--gold-light)}.pension-growth-options b{margin-top:4px;font-size:15px;display:block}.pension-result-card{color:#fff;background:#172744;border:1px solid #c9ac5b59;border-radius:22px;padding:clamp(28px,4vw,54px)}.pension-capital{color:#fff;margin-top:22px;font-family:Playfair Display,Georgia,serif;font-size:clamp(54px,6vw,88px);font-weight:400;line-height:.95;display:block}.pension-capital-label{color:#aeb8c7;margin-top:8px;font-size:14px;display:block}.pension-income-result{border-top:1px solid #c9ac5ba6;border-bottom:1px solid #ffffff26;margin-top:35px;padding:29px 0}.pension-income-result>span{color:#b7c0ce;letter-spacing:.08em;text-transform:uppercase;font-size:11px}.pension-income-result>strong{color:var(--gold-light);margin:8px 0;font-family:Playfair Display,Georgia,serif;font-size:42px;font-weight:400;display:block}.pension-income-result>strong small{color:#b7c0ce;font-family:Montserrat,Arial,sans-serif;font-size:14px}.pension-income-result p{color:#bdc5d1;margin:0;font-size:13px}.pension-income-result p b{color:#fff}.pension-metrics{grid-template-columns:repeat(3,1fr);gap:9px;margin-top:25px;display:grid}.pension-metrics article{background:#ffffff12;padding:15px}.pension-metrics span,.pension-metrics b{display:block}.pension-metrics span{color:#b7c0ce;min-height:32px;font-size:11px;line-height:1.45}.pension-metrics b{color:var(--gold-light);font-family:Playfair Display,Georgia,serif;font-size:17px;font-weight:400}.pension-comparison{border:1px solid #ffffff21;grid-template-columns:repeat(3,1fr);margin-top:11px;display:grid}.pension-comparison>div{border-right:1px solid #ffffff21;padding:15px}.pension-comparison>div:last-child{border-right:0}.pension-comparison span,.pension-comparison b{display:block}.pension-comparison span{color:#aeb8c7;min-height:27px;font-size:10px}.pension-comparison b{color:#fff;font-size:13px}.pension-comparison .alert b{color:#e7a99f}.pension-comparison .good b{color:#b8d0aa}.pension-conclusion{border-left:3px solid var(--gold);background:#ffffff0e;margin-top:19px;padding:22px}.pension-conclusion.alert{border-left-color:#c7685a}.pension-conclusion>span{color:var(--gold-light);letter-spacing:.11em;text-transform:uppercase;font-size:10px;font-weight:700}.pension-conclusion h2{color:#fff;margin:8px 0;font-size:24px}.pension-conclusion p{color:#bdc5d1;margin:0;font-size:13px;line-height:1.7}.pension-conclusion p b{color:#fff}.pension-story{background:var(--paper);grid-template-columns:1.05fr .95fr;min-height:520px;display:grid}.pension-story figure{min-height:520px;margin:0}.pension-story img{object-fit:cover;width:100%;height:100%;min-height:520px;display:block}.pension-story>div{flex-direction:column;justify-content:center;align-items:flex-start;padding:85px clamp(24px,7vw,110px);display:flex}.pension-story h2{max-width:650px;color:var(--navy);margin:17px 0;font-size:clamp(39px,4vw,58px);line-height:1.08}.pension-story p{max-width:650px;color:var(--muted);font-size:16px;line-height:1.75}.pension-story .button-primary{margin-top:20px}.account-gate,.empty-dashboard{background:var(--paper);flex-direction:column;justify-content:center;align-items:flex-start;min-height:600px;padding:130px max(24px,12vw);display:flex}.account-gate h1{max-width:850px;color:var(--gold);margin:20px 0;font-size:clamp(48px,5vw,72px);line-height:1.05}.account-gate p,.empty-dashboard p{max-width:650px;color:var(--muted);font-size:16px;line-height:1.75}.account-gate .button-primary,.empty-dashboard .button-primary{margin-top:20px}.dashboard-page,.admin-page{background:var(--paper);min-height:650px;padding:78px clamp(24px,7vw,112px) 100px}.dashboard-welcome,.admin-header{justify-content:space-between;align-items:flex-end;gap:35px;margin-bottom:38px;display:flex}.dashboard-welcome h1,.admin-header h1{color:var(--gold);margin:14px 0 7px;font-size:clamp(42px,4vw,60px)}.dashboard-welcome p,.admin-header p{color:var(--muted);font-size:14px}.dashboard-metrics{grid-template-columns:repeat(4,1fr);gap:11px;display:grid}.dashboard-metrics article{border:1px solid var(--line);background:#fff;flex-direction:column;justify-content:center;min-height:170px;padding:24px;display:flex}.dashboard-metrics span{color:var(--gold-dark);letter-spacing:.11em;text-transform:uppercase;font-size:11px}.dashboard-metrics strong{color:var(--navy);margin:17px 0 7px;font-family:Playfair Display,Georgia,serif;font-size:29px;font-weight:400}.dashboard-metrics small{color:var(--muted);font-size:12px}.dashboard-metrics .score-card{color:#fff;background:var(--navy)}.dashboard-metrics .score-card strong{color:var(--gold-light);font-size:48px;line-height:.8}.dashboard-next{background:var(--paper-deep);border:1px solid var(--line);justify-content:space-between;align-items:center;gap:40px;margin-top:14px;padding:36px;display:flex}.dashboard-next h2,.empty-dashboard h2{color:var(--navy);margin:10px 0;font-size:29px}.dashboard-next p{color:var(--muted);max-width:680px;font-size:14px;line-height:1.7}.dashboard-shortcuts{background:var(--line);border:1px solid var(--line);grid-template-columns:repeat(3,1fr);gap:1px;margin-top:25px;display:grid}.dashboard-shortcuts button{cursor:pointer;text-align:left;background:#fff;border:0;padding:24px}.dashboard-shortcuts span,.dashboard-shortcuts b,.dashboard-shortcuts small{display:block}.dashboard-shortcuts span{color:var(--gold);font-size:11px}.dashboard-shortcuts b{color:var(--navy);margin:17px 0 5px;font-family:Playfair Display,Georgia,serif;font-size:19px}.dashboard-shortcuts small{color:var(--muted);font-size:12px}.loading-card{color:var(--muted);border:1px solid var(--line);background:#fff;padding:40px}.admin-metrics{padding:0 0 22px}.admin-segments{gap:8px;margin-bottom:12px;display:flex;overflow-x:auto}.admin-segments button{border:1px solid var(--line);min-height:44px;color:var(--navy);cursor:pointer;white-space:nowrap;background:#fff;align-items:center;gap:10px;padding:10px 15px;font-size:12px;font-weight:700;display:flex}.admin-segments button.active{border-color:var(--navy);background:var(--navy);color:#fff}.admin-segments span{background:var(--paper-deep);min-width:24px;height:24px;color:var(--gold-dark);border-radius:99px;place-items:center;padding:0 6px;font-size:10px;display:grid}.admin-workspace{border:1px solid var(--line);background:#fff;grid-template-columns:minmax(360px,.8fr) minmax(470px,1.2fr);min-height:580px;display:grid}.lead-list-panel{border-right:1px solid var(--line)}.lead-filters{border-bottom:1px solid var(--line);grid-template-columns:1fr 150px;gap:8px;padding:14px;display:grid}.lead-filters input,.lead-filters select,.lead-edit-grid input,.lead-edit-grid select,.notes-field textarea{border:1px solid var(--line);background:var(--paper);width:100%;color:var(--navy);outline:0;padding:12px;font-size:13px}.lead-list{max-height:650px;overflow:auto}.lead-list>button{cursor:pointer;text-align:left;background:#fff;border:0;border-bottom:1px solid #eee9df;grid-template-columns:8px 1fr auto;align-items:center;gap:12px;width:100%;padding:17px;display:grid}.lead-list>button:hover,.lead-list>button.selected{background:var(--paper)}.status-dot{background:#9c9c98;border-radius:50%;width:7px;height:7px}.status-new{background:#b29a53!important}.status-contacted{background:#637995!important}.status-appointment{background:#806ca0!important}.status-proposal{background:#b2764f!important}.status-client{background:#69805a!important}.status-discarded{background:#9a9a96!important}.lead-list b,.lead-list small{display:block}.lead-list b{color:var(--navy);font-size:14px}.lead-list small{color:var(--muted);margin-top:5px;font-size:11px;line-height:1.45}.lead-list em{color:var(--muted);text-transform:uppercase;font-size:10px;font-style:normal}.empty-list{color:var(--muted);padding:25px;font-size:9px}.lead-detail{padding:30px}.lead-detail-head{border-bottom:1px solid var(--line);justify-content:space-between;align-items:start;gap:25px;padding-bottom:22px;display:flex}.lead-detail-head h2{color:var(--navy);margin:8px 0 3px;font-size:31px}.lead-detail-head p{color:var(--muted);margin:0;font-size:12px}.status-pill{color:#fff;text-transform:uppercase;white-space:nowrap;border-radius:99px;padding:7px 9px;font-size:10px}.lead-contact-grid{grid-template-columns:1fr 1fr;gap:13px;margin:22px 0;display:grid}.lead-contact-grid div{background:var(--paper);padding:13px}.lead-contact-grid dt{color:var(--gold-dark);text-transform:uppercase;font-size:10px}.lead-contact-grid dd{color:var(--navy);overflow-wrap:anywhere;margin:7px 0 0;font-size:13px}.lead-contact-actions{flex-wrap:wrap;gap:8px;margin:0 0 18px;display:flex}.lead-contact-actions a{border:1px solid var(--navy);min-height:42px;color:var(--navy);padding:11px 15px;font-size:12px;font-weight:700;text-decoration:none}.lead-contact-actions a:first-child{background:var(--navy);color:#fff}.lead-message{border-left:2px solid var(--gold);background:var(--paper-deep);padding:17px}.lead-message span,.notes-field,.lead-edit-grid label{color:var(--gold-dark);font-size:11px;font-weight:700}.lead-message p{color:#555a58;margin:9px 0 0;font-size:13px;line-height:1.7}.lead-edit-grid{grid-template-columns:1fr 1fr;gap:12px;margin-top:22px;display:grid}.lead-edit-grid input,.lead-edit-grid select,.notes-field textarea{margin-top:7px}.notes-field{margin-top:15px;display:block}.notes-field textarea{resize:vertical}.lead-save{align-items:center;gap:14px;margin-top:16px;display:flex}.lead-save small,.admin-access-notice{color:var(--gold-dark);font-size:12px}.empty-detail{text-align:center;min-height:450px;color:var(--muted);place-content:center;display:grid}.modal-backdrop{z-index:100;-webkit-backdrop-filter:blur(7px);backdrop-filter:blur(7px);background:#0f1828c2;place-items:center;padding:20px;display:grid;position:fixed;inset:0}.modal-card{background:var(--paper);width:min(470px,100%);max-height:calc(100vh - 40px);padding:38px;position:relative;overflow:auto;box-shadow:0 30px 90px #00000052}.modal-card.lead-modal{width:min(690px,100%)}.modal-card.auth-modal-card{width:min(610px,100%)}.modal-card h2,.consultation-form-card h2,.lead-success h2{color:var(--gold);margin:13px 0;font-size:36px}.modal-card>p,.lead-success p{color:var(--muted);font-size:14px;line-height:1.7}.modal-close{cursor:pointer;color:var(--navy);background:0 0;border:0;font-size:27px;position:absolute;top:13px;right:16px}.auth-form,.lead-form{gap:13px;margin-top:22px;display:grid}.auth-profile-grid{grid-template-columns:1fr 1fr;gap:13px;display:grid}.auth-profile-grid label:first-child{grid-column:1/-1}.auth-form label,.lead-form label{color:var(--gold-dark);font-size:13px;font-weight:700}.auth-form input,.lead-form input,.lead-form select,.lead-form textarea{border:1px solid var(--line);width:100%;color:var(--navy);background:#fff;outline:0;margin-top:7px;padding:13px;font-size:15px}.lead-form textarea{resize:vertical}.lead-form-grid{grid-template-columns:1fr 1fr;gap:13px;display:grid}.consent-field{align-items:flex-start;gap:9px;line-height:1.6;display:flex;color:var(--muted)!important;font-weight:500!important}.consent-field input{width:15px;height:15px;accent-color:var(--navy);flex:none;margin:1px 0 0}.lead-form>small{color:var(--muted);font-size:11px;line-height:1.6}.full-button{width:100%}.form-feedback{padding:10px;font-size:13px;line-height:1.5}.form-feedback.error{color:#873c33;background:#f4dfda}.form-feedback.success{color:#516445;background:#e4eddf}.auth-switch{width:100%;color:var(--gold-dark);cursor:pointer;background:0 0;border:0;margin-top:17px;font-size:13px;font-weight:700}.download-ready-button{margin-top:11px}.consultation-page{background:var(--navy);grid-template-columns:.85fr 1.15fr;min-height:760px;display:grid}.consultation-copy{color:#fff;padding:105px clamp(24px,7vw,105px)}.consultation-copy h1{color:var(--gold-light);margin:19px 0;font-size:clamp(48px,5vw,70px);line-height:1.05}.consultation-copy>p{color:#c5ccd7;font-size:16px;line-height:1.75}.consultation-points{border-top:1px solid #ffffff2e;margin-top:45px}.consultation-points span{color:#cbd2dc;border-bottom:1px solid #ffffff2e;gap:15px;padding:18px 0;font-size:14px;display:flex}.consultation-points b{color:var(--gold)}.consultation-facts{border:1px solid #ffffff29;grid-template-columns:repeat(3,1fr);margin-top:35px;display:grid}.consultation-facts article{border-right:1px solid #ffffff29;min-height:128px;padding:20px}.consultation-facts article:last-child{border-right:0}.consultation-facts b,.consultation-facts span{display:block}.consultation-facts b{color:var(--gold-light);font-family:Playfair Display,Georgia,serif;font-size:20px;font-weight:400}.consultation-facts span{color:#bfc7d3;margin-top:9px;font-size:12px;line-height:1.55}.consultation-visual{border:1px solid #c9ac5b59;margin:38px 0 0;position:relative;overflow:hidden}.consultation-visual img{object-fit:cover;width:100%;height:260px;display:block}.consultation-visual figcaption{color:var(--gold-light);background:linear-gradient(#0000,#12233feb);padding:28px 18px 14px;font-size:11px;position:absolute;bottom:0;left:0;right:0}.consultation-form-card{background:var(--paper);padding:70px clamp(24px,6vw,90px)}.consultation-form-card .form-intro{max-width:620px;color:var(--muted);margin:-2px 0 27px;font-size:14px;line-height:1.65}.consultation-expectations{background:#fff;padding:105px clamp(24px,8vw,128px)}.consultation-expectations>div:first-child{grid-template-columns:.55fr 1.45fr;align-items:end;gap:7vw;display:grid}.consultation-expectations h2{max-width:750px;color:var(--navy);margin:0;font-size:clamp(39px,4.3vw,60px);line-height:1.08}.consultation-expectation-grid{background:var(--line);border:1px solid var(--line);margin-top:55px;grid-template-columns:repeat(3,1fr)!important;gap:1px!important;display:grid!important}.consultation-expectation-grid article{background:var(--paper);min-height:255px;padding:30px}.consultation-expectation-grid article>span{color:var(--gold);font-family:Playfair Display,Georgia,serif;font-size:17px}.consultation-expectation-grid h3{color:var(--navy);margin:38px 0 10px;font-size:25px}.consultation-expectation-grid p{color:var(--muted);font-size:14px;line-height:1.7}.consultation-expectations aside{background:var(--navy);justify-content:space-between;align-items:center;gap:35px;margin-top:22px;padding:25px 30px;display:flex}.consultation-expectations aside div{max-width:900px}.consultation-expectations aside b{color:var(--gold-light);font-size:14px}.consultation-expectations aside p{color:#c3cbd6;margin:8px 0 0;font-size:12px;line-height:1.65}.consultation-expectations aside a{color:var(--gold-light);flex:none;font-size:12px;font-weight:700}.legal-hero{color:#fff;background:var(--navy);padding:90px clamp(24px,8vw,128px)}.legal-hero .eyebrow{color:var(--gold-light)}.legal-hero h1{color:var(--gold-light);margin:20px 0 18px;font-size:clamp(52px,6vw,82px);line-height:1}.legal-hero p{color:#c6cdd7;max-width:680px;margin:0;font-size:16px;line-height:1.75}.legal-layout{background:var(--paper);grid-template-columns:minmax(270px,.62fr) minmax(0,1.38fr);align-items:start;gap:7vw;padding:95px clamp(24px,8vw,128px) 115px;display:grid}.legal-contact{color:#fff;background:var(--navy-soft);border-top:3px solid var(--gold);padding:31px;position:sticky;top:105px}.legal-contact .eyebrow{color:var(--gold-light)}.legal-contact h2{color:#fff;margin:19px 0;font-size:29px;line-height:1.22}.legal-contact address,.legal-contact p{color:#cbd2dc;font-size:14px;font-style:normal;line-height:1.75}.legal-contact>a,.legal-contact-note a{color:var(--gold-light);overflow-wrap:anywhere;margin-top:15px;font-size:12px;font-weight:700;display:block}.legal-contact-note{border-top:1px solid #ffffff2b;margin-top:28px;padding-top:24px}.legal-contact-note b{color:#fff;letter-spacing:.1em;text-transform:uppercase;font-size:11px}.legal-contact-note p{margin:12px 0 0}.legal-contact-note span{color:#c4ccd7;margin-top:8px;font-size:12px;display:block}.legal-content article{border-bottom:1px solid var(--line);margin-bottom:42px;padding:0 0 42px 60px;position:relative}.legal-content article:last-child{margin-bottom:0}.legal-content article>span{color:var(--gold);font-family:Playfair Display,Georgia,serif;font-size:20px;position:absolute;top:7px;left:0}.legal-content h2{color:var(--navy);margin:0 0 22px;font-size:32px;line-height:1.2}.legal-content p,.legal-content li,.legal-content dd{color:#4f5553;font-size:14px;line-height:1.75}.legal-content p{margin:0 0 16px}.legal-content b{color:var(--navy)}.legal-content a{color:var(--gold-dark);text-underline-offset:3px;font-weight:700;text-decoration:underline}.legal-content ul{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:0 28px;margin:18px 0 24px;padding:0;list-style:none;display:grid}.legal-content li{border-bottom:1px solid var(--line);padding:10px 0 10px 16px}.legal-content li:before{content:"—";color:var(--gold);margin-left:-16px;margin-right:7px}.legal-address-grid{grid-template-columns:1fr 1fr;gap:25px;display:grid}.legal-links{flex-wrap:wrap;gap:17px;display:flex}.legal-content dl{border-top:1px solid var(--line);margin:22px 0 0}.legal-content dl>div{border-bottom:1px solid var(--line);grid-template-columns:170px 1fr;gap:18px;padding:13px 0;display:grid}.legal-content dt{color:var(--gold-dark);font-size:12px;font-weight:700}.legal-content dd{margin:0}.site-footer{border-top:1px solid var(--line);background:#fff;grid-template-columns:1.3fr repeat(3,1fr);gap:55px;padding:60px clamp(24px,7vw,112px);display:grid}.site-footer .brand img{width:102px;max-height:58px}.site-footer>div{flex-direction:column;align-items:flex-start;gap:10px;display:flex}.site-footer b{color:var(--gold-dark);letter-spacing:.13em;text-transform:uppercase;margin-bottom:7px;font-size:11px}.site-footer a{font-size:13px;font-weight:600;line-height:1.5}.site-footer p{max-width:290px;color:var(--muted);font-size:13px;line-height:1.7}.site-footer .footer-email{color:var(--gold-dark);font-weight:700}.mobile-conversion-bar{display:none}@media (width<=1100px){.header-inner{grid-template-columns:125px 1fr auto}.site-header nav{gap:16px}.language-pill{display:none}.home-hero{grid-template-columns:1fr}.hero-image{max-width:760px}.service-preview-grid{grid-template-columns:1fr 1fr}.solution-card-grid,.solution-review-grid{grid-template-columns:repeat(2,1fr)}.tool-layout,.budget-builder,.pension-story{grid-template-columns:1fr}.pension-story figure,.pension-story img{min-height:410px}.tool-intro,.budget-insight{position:static}.budget-groups,.admin-workspace{grid-template-columns:1fr}.lead-list-panel{border-right:0;border-bottom:1px solid var(--line)}}@media (width<=850px){.header-inner{grid-template-columns:1fr auto;min-height:68px}.site-header nav{border-bottom:1px solid var(--line);background:#fff;padding:18px 24px 24px;display:none;position:absolute;top:68px;left:0;right:0;box-shadow:0 18px 35px #18243b1a}.site-header nav.open{display:grid}.site-header nav>a,.nav-tools>summary{padding:11px 0}.site-header nav>a:after,.nav-tools>summary:after{bottom:5px}.nav-tools{width:100%}.nav-tools>summary{justify-content:space-between}.nav-tools-menu{border:0;border-left:1px solid var(--gold);width:100%;box-shadow:none;padding:4px 0 5px 14px;position:static;transform:none}.nav-tools-menu a{border-bottom:0;padding:10px 13px}.menu-button{display:block}.mobile-account-nav{border:0;border-top:1px solid var(--line);color:var(--gold-dark);cursor:pointer;text-align:left;background:0 0;padding:12px 0;font-size:13px;font-weight:700;display:block}.account-link,.logout-link{display:none}.brand img{width:90px;max-height:51px}.home-hero{padding-top:55px}.trust-strip{grid-template-columns:1fr 1fr}.trust-strip article:nth-child(2){border-right:0}.premium-partners-heading{grid-template-columns:1fr;gap:16px}.premium-partners-heading p,.premium-partners-heading>div:last-child{justify-self:start}.partner-logo-grid{grid-template-columns:repeat(3,1fr)}.legal-layout{grid-template-columns:1fr}.legal-contact{position:static}.definition-section,.about-story,.process-section,.knowledge-preview,.page-hero,.service-principles,.transparency-section,.consultation-page,.firm-profile,.working-together,.audience-fit,.faq-section,.solutions-hero,.solution-detail-hero,.solution-context,.solution-signals,.solution-result{grid-template-columns:1fr}.solution-selector-heading,.solution-review-heading{grid-template-columns:1fr;align-items:start}.solution-detail-hero figure{max-width:760px}.working-together-intro{position:static}.firm-profile-visual,.firm-profile-visual img{min-height:460px}.firm-profile-copy{max-width:820px}.definition-editorial{padding:0}.definition-visual,.definition-visual img{min-height:520px}.section-heading{display:block}.section-heading>.arrow-link{margin-top:23px;display:inline-block}.tool-preview-grid,.guide-grid{grid-template-columns:1fr 1fr}.tool-preview-grid .featured{grid-column:1/-1}.situation-grid{grid-template-columns:1fr}.knowledge-list{border-top:1px solid #ffffff2b;border-left:0}.page-hero{min-height:auto}.page-hero aside{max-width:600px}.services-page-grid{grid-template-columns:1fr}.values-grid{grid-template-columns:1fr 1fr}.guide-grid .guide-feature{grid-column:1/-1}.guide-newsletter{flex-direction:column;align-items:flex-start}.budget-overview,.admin-metrics,.dashboard-metrics{grid-template-columns:1fr 1fr}.two-account-section,.dashboard-shortcuts{grid-template-columns:1fr}.site-footer{grid-template-columns:1fr 1fr}.client-outcomes-heading{grid-template-columns:1fr;align-items:start}.client-outcome-grid{grid-template-columns:1fr 1fr}}@media (width<=600px){.header-cta{display:none}.home-hero{padding:48px 20px 78px}.hero-copy h1{font-size:44px}.hero-actions{flex-direction:column;align-items:flex-start}.hero-image{min-height:360px}.hero-image>img{height:340px}.hero-result{width:calc(100% - 24px);max-width:330px;padding:23px;bottom:-55px;left:12px}.hero-result strong{font-size:26px}.trust-strip{grid-template-columns:1fr;padding:0 20px}.trust-strip article{border-right:0;border-bottom:1px solid var(--line)}.definition-section,.about-story,.home-services,.tools-section,.situations-section,.process-section{padding:75px 20px}.definition-editorial{padding:0}.definition-editorial .definition-copy{padding:70px 20px}.definition-visual,.definition-visual img{min-height:430px}.service-preview-grid,.tool-preview-grid{grid-template-columns:1fr}.solutions-hero,.solution-selector,.solution-context,.solution-detail-hero,.solution-signals,.solution-review,.solution-result,.solution-next{padding:70px 20px}.solutions-hero h1,.solution-detail-hero h1{font-size:43px}.solution-card-grid,.solution-card-grid.compact,.solution-review-grid{grid-template-columns:1fr}.solution-card{min-height:260px}.solution-detail-hero figure img{height:300px}.solution-signals article{grid-template-columns:36px 1fr;gap:12px}.solution-signals article p{font-size:20px}.solution-result aside{padding:28px}.service-preview-grid article{min-height:270px}.tool-preview-grid .featured{grid-column:auto}.knowledge-copy,.knowledge-list{padding:70px 20px}.page-hero{padding:68px 20px}.page-hero h1{font-size:43px}.services-page-grid,.guide-grid{padding:70px 20px}.guide-grid{grid-template-columns:1fr}.guide-grid .guide-feature{grid-column:auto}.service-principles,.transparency-section,.firm-profile,.working-together,.consultation-expectations,.audience-fit,.client-outcomes,.faq-section{padding:75px 20px}.audience-fit-grid,.client-outcome-grid{grid-template-columns:1fr}.audience-fit-grid article,.client-outcome-grid article{min-height:auto}.faq-list summary{grid-template-columns:32px 1fr;gap:10px;font-size:19px}.faq-list details p{padding:0 15px 22px 42px}.firm-facts,.firm-credentials,.consultation-facts,.consultation-expectation-grid{grid-template-columns:1fr!important}.firm-facts span{border-right:0;border-bottom:1px solid var(--line);min-height:auto}.firm-facts span:last-child{border-bottom:0}.consultation-facts article{border-bottom:1px solid #ffffff29;border-right:0;min-height:auto}.consultation-facts article:last-child{border-bottom:0}.consultation-visual img{height:230px}.consultation-expectations>div:first-child{display:block}.consultation-expectations h2{margin-top:15px}.consultation-expectations aside{flex-direction:column;align-items:flex-start}.values-grid{grid-template-columns:1fr;padding:0 20px 75px}.tool-layout{grid-template-columns:1fr;padding:70px 20px}.tool-intro h1{font-size:43px}.tool-card{padding:22px}.tool-card-heading{display:block}.live-badge{margin-top:12px;display:inline-block}.form-grid,.pension-inputs,.lead-form-grid,.lead-edit-grid,.lead-contact-grid,.auth-profile-grid{grid-template-columns:1fr}.auth-profile-grid label:first-child{grid-column:auto}.result-panel{flex-direction:column;align-items:flex-start}.priority-box{grid-template-columns:1fr;gap:6px}.budget-overview,.admin-metrics,.dashboard-metrics{grid-template-columns:1fr;padding-left:20px;padding-right:20px}.budget-builder{padding:0 20px 75px}.budget-groups{grid-template-columns:1fr}.budget-entry-head{flex-direction:column;align-items:flex-start;padding:24px 20px}.budget-mode-toggle{width:100%}.budget-mode-toggle button{flex:1}.budget-rule-band{grid-template-columns:1fr 1fr}.budget-rule-band span:nth-child(2){border-right:0}.budget-rule-band span:nth-child(-n+2){border-bottom:1px solid var(--line)}.budget-group{padding:24px 20px}.budget-group-head{grid-template-columns:5px 1fr}.budget-group-total{text-align:left;grid-column:2;margin-top:5px}.category-list label{align-items:flex-start}.category-list label>span:first-child{min-width:0;padding-right:6px}.money-input{width:112px;min-height:46px}.money-input input{touch-action:manipulation;min-height:44px;padding:10px 7px;font-size:16px}.input-shell input{touch-action:manipulation;min-height:50px;font-size:16px}.budget-difference{flex-direction:column;align-items:flex-start;gap:5px}.two-account-section{gap:30px;padding:0 20px 75px}.two-account-flow{grid-template-columns:1fr}.two-account-flow article{min-height:auto}.standing-order{justify-content:center;min-height:78px}.standing-order:before{width:1px;height:auto;inset:0 auto 0 50%}.standing-order i{transform:rotate(90deg)}.pension-result-card{padding:24px}.pension-story figure,.pension-story img{min-height:330px}.pension-story>div{padding:70px 20px}.pension-capital{overflow-wrap:anywhere;font-size:48px}.pension-metrics{grid-template-columns:1fr}.pension-metrics span{min-height:auto}.pension-comparison{grid-template-columns:1fr}.pension-comparison>div{border-bottom:1px solid #ffffff21;border-right:0}.pension-comparison>div:last-child{border-bottom:0}.dashboard-page,.admin-page{padding:60px 20px 75px}.dashboard-welcome,.admin-header,.dashboard-next{flex-direction:column;align-items:flex-start}.admin-metrics{padding-left:0;padding-right:0}.lead-filters{grid-template-columns:1fr}.lead-detail{padding:20px}.consultation-copy,.consultation-form-card{padding:70px 20px}.firm-profile-visual,.firm-profile-visual img{min-height:390px}.firm-profile-visual{box-shadow:8px 8px #e7e0cf}.firm-profile-copy h2{font-size:40px}.page-hero-visual img{height:280px}.working-together-steps article{grid-template-columns:40px 1fr;gap:15px}.consultation-expectation-grid article{min-height:auto}.premium-partners{padding:48px 20px 55px}.partner-logo-grid{grid-template-columns:1fr 1fr;margin-top:30px}.partner-logo{height:76px;padding:4px 7px}.partner-logo img{max-width:130px;height:58px}.legal-hero{padding:68px 20px}.legal-layout{grid-template-columns:1fr;padding:70px 20px 85px}.legal-contact{position:static}.legal-content article{padding-left:40px}.legal-content h2{font-size:27px}.legal-content ul,.legal-address-grid{grid-template-columns:1fr}.legal-content dl>div{grid-template-columns:1fr;gap:5px}.modal-card{padding:32px 21px}.site-footer{grid-template-columns:1fr;gap:34px;padding:50px 20px 120px}.mobile-conversion-bar{z-index:70;padding:11px 14px calc(11px + env(safe-area-inset-bottom));color:#fff;border-top:1px solid var(--gold);background:#18243bf7;justify-content:space-between;align-items:center;gap:12px;display:flex;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -8px 24px #18243b33}.mobile-conversion-bar span{flex-direction:column;min-width:0;display:flex}.mobile-conversion-bar b{color:var(--gold-light);font-size:11px}.mobile-conversion-bar small{color:#c5ccd7;margin-top:3px;font-size:9px}.mobile-conversion-bar button{border:1px solid var(--gold);color:var(--navy);background:var(--gold-light);border-radius:3px;flex:none;padding:11px 13px;font-size:11px;font-weight:700}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}
